American Express Platinum

Posting this as a data point and some frustration. I’ve been an Amex cardmember for 20 years and this is the first time I’ve ever had a serious issue. My spouse and I enrolled in the same Platinum benefits on the same day, same process. Her credits posted. Mine didn’t. The...

Had a flight cancelled because the plane’s door literally wouldn’t shut. Missed a prepaid hotel night at my destination. Alaska rebooked me for the next day but denied reimbursement since they don’t cover missed events from cancellations. Figured no problem, I’ll use Amex...

I was bracing for the $895 annual fee after hearing about the increase, but turns out I’m grandfathered in for one more year at $695 since I joined in December. I’ve been trying to really use the credits smartly this year, and honestly it’s helped me cut down on random splurges....

Went to use my Saks credit and almost everything I normally buy is out of stock. Kitchen section is a mess. The Staub 8.5 inch skillet I’ve had saved for months is gone in every color. Same story with most decent items. Just endless notify me buttons. There have been rumors...

Went to a Resy spot just to burn my leftover credit and only found out at the end they don’t even take Amex. That one hurt. Amex basically shrugged and said sorry, nothing we can do. The food and service were fine, no issue there. It just feels like these card perks are getting...

If you already have the Platinum, the Gold really does start to feel redundant unless you’re getting outsized value from dining points. Using the Resy credit and the monthly Uber, Grubhub, and Dunkin credits before canceling is exactly the right move. There’s no true no fee...

This is exactly the kind of situation where the FHR credit actually shines. Weather chaos, stuck overnight, needing real WiFi and late checkout, not just a crash pad by the airport. That flexibility is what makes the benefit worth having. Getting a Midtown hotel, room service,...

This is exactly why I stopped using the Saks credit for anything fragile. Charging return shipping when the item shows up broken is insane, and then acting like they’re doing you a favor by deducting it instead of charging separately. Same outcome, just worse vibes. It’s wild...

Been eyeing the Amex Platinum since I can use the credits easily and they’re opening a new lounge at EWR, my main airport. I’ve applied a few times but only ever get the 80k offer, which feels kind of weak. Out of curiosity, I checked my fiancée’s pre-approval and she got a 175k...

Nice, clear breakdown and this is one of the better real world Platinum reviews because you actually adjusted for forced spend instead of counting sticker price credits at full value. A few takeaways from your numbers: • Even after discounting spend you would not normally make,...

I signed up for the regular Platinum this year because the 170k SUB was way better than the Schwab offer at the time. Long term though, I want the Schwab Platinum for the appreciation bonus. Trying to figure out the cleanest way to switch without paying two annual fees or doing...

From how Amex insurance usually works, they won’t upgrade your cabin. If you need to change your return because of a medical issue, they’ll generally rebook you in the same cabin you originally paid for, so Premium Economy in your case. The coverage is meant to get you home...

Got approved for the Platinum on 12/17 and Amex overnighted it to me. As soon as I activated it, I added $100 to my United Travel Bank totally forgot I hadn’t selected my airline yet. About 30 minutes later, I chose United. Charge showed as “UNITED ELEC TICKET” and posted with a...

Just saw that Saks is reportedly considering Chapter 11 as a last resort. Kinda wild news, especially with the Amex Platinum Saks credit tied to them. Makes me wonder what happens to that perk if things actually go south. Personally I wouldn’t mind seeing Bloomingdale’s take...

I applied the Amex Platinum Hertz discount while logged into my account and a 5 day rental came out to about $77 per day. Out of curiosity, I opened an incognito window and searched the exact same rental without signing in. Price was around $43 per day. Same car, same dates....

I’ve had the Chase Sapphire Reserve for a while and honestly I’m getting tired of it, especially after the recent nerfs. The Sapphire sub is basically nonstop complaining right now, and a lot of people are talking up the Amex Platinum as the better move. So I figured I’d ask...

I prepaid an FHR/THC hotel, got the $300 Amex Platinum credit, then canceled the stay back in October. With the year almost over, I reached out to Amex assuming the credit would get clawed back. Instead, they told me they review overall eligible spending on the account across...

I just realized I never actually enrolled in Priority Pass through Amex. Did it today, but I’m flying tomorrow so the physical card obviously won’t arrive in time. Anyone know if The Club at SFO will accept access without the physical Priority Pass card? App, membership number,...

Figured I’d share this in case it saves someone else some points. I’ve had the personal Amex Platinum forever and recently picked up the Amex Business Platinum. Booked about $8k worth of one way business class flights to Europe directly with the airline and was surprised to see...

Posting this because I didn’t realize how specific this was and wasted time figuring it out. If you’re trying to use the Delta gift card method for the Amex airline credit, apparently the order matters. You have to apply the gift card first and then charge the rest to the Amex....

Just saw this. FTC plus 21 states are suing Uber over Uber One billing and cancellation practices. Looks like the case started earlier this year but more states just joined. I mostly use Uber for food pickup, not rides, so I haven’t personally felt the worst of it. Also doesn’t...

Ate at a Resy restaurant in LA and noticed the Amex Platinum Resy credit never posted. Waited a bit, then reached out via chat. Agent told me the charge wasn’t eligible because it was processed through a “TST third party electronic payment mode.” That explanation honestly made...