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American Express Platinum
For the AmEx Platinum and Business Platinum charge cards.
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American Express
American Express Platinum
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vistaeric
3month ago
0 comments
Closing my Amex Platinum after 20 years. Service finally broke the deal.
Posting this as a data point and some frustration. I’ve been an Amex cardmember for 20 years and this is the first time I’ve ever had a serious issue. My spouse and I enrolled in the same Platinum benefits on the same day, same process. Her credits posted. Mine didn’t. The...
DataPoints
American Express Platinum
8
wandereli
3month ago
0 comments
This is a pretty brutal gotcha with Amex Platinum travel insurance
Had a flight cancelled because the plane’s door literally wouldn’t shut. Missed a prepaid hotel night at my destination. Alaska rebooked me for the next day but denied reimbursement since they don’t cover missed events from cancellations. Figured no problem, I’ll use Amex...
Travel Insurance
American Express Platinum
Cancelled Flights
PSA-Pisa
1
rowthirtyone
3month ago
5 comments
Got this Amex Platinum offer… should I jump or wait for better?
I’ve been holding off on the Platinum for a while, waiting for a really solid offer. Just got one that’s higher than anything I’ve personally seen before. For those who track Amex offers pretty closely, do these ever get meaningfully better than the top tier ones that float...
CreditCards
American Express Platinum
American Express
12
ariwalks
3month ago
0 comments
Denied for Amex Platinum because they pulled a totally wrong credit report
A few days ago I posted about getting denied for the Amex Platinum even though my FICO is around 748. The denial reasons were low score and short customer history, which didn’t really make sense. I called the new accounts department today and asked what score they actually saw...
CreditCards
American Express Platinum
3
overheademily
4month ago
0 comments
Got lucky with my Amex Platinum annual fee this year
I was bracing for the $895 annual fee after hearing about the increase, but turns out I’m grandfathered in for one more year at $695 since I joined in December. I’ve been trying to really use the credits smartly this year, and honestly it’s helped me cut down on random splurges....
CreditCards
American Express Platinum
PointsAndMiles
0
jetdylan
4month ago
0 comments
Saks inventory is basically gone under $200, feels like a warning sign
Went to use my Saks credit and almost everything I normally buy is out of stock. Kitchen section is a mess. The Staub 8.5 inch skillet I’ve had saved for months is gone in every color. Same story with most decent items. Just endless notify me buttons. There have been rumors...
TravelCreditCards
American Express Platinum
2
avaexplores
4month ago
0 comments
Resy restaurant not taking Amex is pretty annoying
Went to a Resy spot just to burn my leftover credit and only found out at the end they don’t even take Amex. That one hurt. Amex basically shrugged and said sorry, nothing we can do. The food and service were fine, no issue there. It just feels like these card perks are getting...
ResyCredit
DiningCredit
American Express Platinum
1
stepfly
4month ago
0 comments
You’re not missing much, that plan makes sense
If you already have the Platinum, the Gold really does start to feel redundant unless you’re getting outsized value from dining points. Using the Resy credit and the monthly Uber, Grubhub, and Dunkin credits before canceling is exactly the right move. There’s no true no fee...
CreditCards
American Express Platinum
American Express
6
cruzella
4month ago
0 comments
This is the Platinum hotel credit at its best
This is exactly the kind of situation where the FHR credit actually shines. Weather chaos, stuck overnight, needing real WiFi and late checkout, not just a crash pad by the airport. That flexibility is what makes the benefit worth having. Getting a Midtown hotel, room service,...
HotelCredit
TravelDelay
American Express Platinum
5
tripjuno
4month ago
0 comments
Saks returns make the Amex credit feel not worth it anymore
This is exactly why I stopped using the Saks credit for anything fragile. Charging return shipping when the item shows up broken is insane, and then acting like they’re doing you a favor by deducting it instead of charging separately. Same outcome, just worse vibes. It’s wild...
American Express Platinum
CustomerService
1
skyrosie
4month ago
0 comments
Different Amex Platinum offers between me and my fiancée
Been eyeing the Amex Platinum since I can use the credits easily and they’re opening a new lounge at EWR, my main airport. I’ve applied a few times but only ever get the 80k offer, which feels kind of weak. Out of curiosity, I checked my fiancée’s pre-approval and she got a 175k...
CreditCards
American Express Platinum
AwardRules
PointsAndMiles
0
pilotjojo
4month ago
0 comments
One year with Amex Platinum, does it pay off
Nice, clear breakdown and this is one of the better real world Platinum reviews because you actually adjusted for forced spend instead of counting sticker price credits at full value. A few takeaways from your numbers: • Even after discounting spend you would not normally make,...
CreditCards
AmexBusinessCard
American Express Platinum
PointsAndMiles
7
hikeravi
4month ago
0 comments
Feels like Amex just bakes the “perks” into the price
This is exactly why I side eye Amex Travel sometimes. Same hotel, same dates, but the Platinum quote is way higher than Gold. It really does feel like they’re just inflating the rate to fund the $300 back and daily credit, then calling it a benefit. I’m not saying the perks are...
CreditCardOffers
HotelBooking
American Express Platinum
4
travcindy
4month ago
0 comments
Switching from regular Amex Platinum to Schwab Platinum without paying two annual fees
I signed up for the regular Platinum this year because the 170k SUB was way better than the Schwab offer at the time. Long term though, I want the Schwab Platinum for the appreciation bonus. Trying to figure out the cleanest way to switch without paying two annual fees or doing...
CreditCards
PointsStacking
American Express Platinum
1
tomafare
4month ago
0 comments
AF KLM Platinum Amex and changing return flight due to illness
From how Amex insurance usually works, they won’t upgrade your cabin. If you need to change your return because of a medical issue, they’ll generally rebook you in the same cabin you originally paid for, so Premium Economy in your case. The coverage is meant to get you home...
Air France
MedicalTravel
Travel Insurance
American Express Platinum
1
ronroutes
4month ago
0 comments
New Amex Platinum data points, United Travel Bank worked even before airline selection
Got approved for the Platinum on 12/17 and Amex overnighted it to me. As soon as I activated it, I added $100 to my United Travel Bank totally forgot I hadn’t selected my airline yet. About 30 minutes later, I chose United. Charge showed as “UNITED ELEC TICKET” and posted with a...
TravelCredit
United Airlines
American Express Platinum
0
jetdylan
4month ago
0 comments
Saks possibly heading for Chapter 11… what happens to the credit?
Just saw that Saks is reportedly considering Chapter 11 as a last resort. Kinda wild news, especially with the Amex Platinum Saks credit tied to them. Makes me wonder what happens to that perk if things actually go south. Personally I wouldn’t mind seeing Bloomingdale’s take...
CreditCards
Perks
News
American Express Platinum
0
sunraysam
4month ago
0 comments
Hertz President’s Circle via Amex Platinum feels like a scam
I applied the Amex Platinum Hertz discount while logged into my account and a 5 day rental came out to about $77 per day. Out of curiosity, I opened an incognito window and searched the exact same rental without signing in. Price was around $43 per day. Same car, same dates....
Hertz
TravelPerks
American Express Platinum
2
bradybored
4month ago
0 comments
CSR burnout… is Amex Platinum actually better or just hyped?
I’ve had the Chase Sapphire Reserve for a while and honestly I’m getting tired of it, especially after the recent nerfs. The Sapphire sub is basically nonstop complaining right now, and a lot of people are talking up the Amex Platinum as the better move. So I figured I’d ask...
Chase
American Express Platinum
TravelPerks
0
carajet
4month ago
0 comments
Amex let me keep the $300 hotel credit after canceling. Why?
I prepaid an FHR/THC hotel, got the $300 Amex Platinum credit, then canceled the stay back in October. With the year almost over, I reached out to Amex assuming the credit would get clawed back. Instead, they told me they review overall eligible spending on the account across...
HotelCredit
American Express Platinum
4
baxterbags
4month ago
0 comments
Priority Pass access at SFO without the physical card?
I just realized I never actually enrolled in Priority Pass through Amex. Did it today, but I’m flying tomorrow so the physical card obviously won’t arrive in time. Anyone know if The Club at SFO will accept access without the physical Priority Pass card? App, membership number,...
SFO-SanFrancisco
AirportLounges
American Express Platinum
PriorityPass
0
ninaonboard
4month ago
0 comments
PSA for anyone with the Amex Biz Platinum and booking flights
Figured I’d share this in case it saves someone else some points. I’ve had the personal Amex Platinum forever and recently picked up the Amex Business Platinum. Booked about $8k worth of one way business class flights to Europe directly with the airline and was surprised to see...
Business Class
AwardRules
American Express Platinum
0
tarmacella
4month ago
0 comments
Delta Amex airline credit “hack” and how I messed it up
Posting this because I didn’t realize how specific this was and wasted time figuring it out. If you’re trying to use the Delta gift card method for the Amex airline credit, apparently the order matters. You have to apply the gift card first and then charge the rest to the Amex....
Delta Air Lines
American Express Platinum
AwardRules
10
noahroams
4month ago
0 comments
FTC and a bunch of states are suing Uber over Uber One
ftc.gov
Just saw this. FTC plus 21 states are suing Uber over Uber One billing and cancellation practices. Looks like the case started earlier this year but more states just joined. I mostly use Uber for food pickup, not rides, so I haven’t personally felt the worst of it. Also doesn’t...
UberOne
American Express Platinum
5
hoppermax
4month ago
0 comments
Resy credit didn’t trigger and Amex says it was a third party payment?
Ate at a Resy restaurant in LA and noticed the Amex Platinum Resy credit never posted. Waited a bit, then reached out via chat. Agent told me the charge wasn’t eligible because it was processed through a “TST third party electronic payment mode.” That explanation honestly made...
ResyCredit
DiningCredit
American Express Platinum
0
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