I’ll admit, I hesitated before applying for the Citi Strata Elite Card. $595 a year isn’t nothing. But after a few months of use, I’ve got to say: it’s been surprisingly worth it.
I booked a two-night hotel through Citi Travel and immediately got $300 back. Then used my $200 Splurge Credit on a Live Nation show basically free concert tickets.
The 12x points on hotels and 6x on flights? They add up fast. I’ve already racked up enough for a flight, and I’ve barely tapped into the Admirals Club passes or Priority Pass access.
If you travel even semi-regularly, the perks on this card feel like actual value not just fluff.
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