I’m all about maximizing points when I travel, but I’ve got to admit this article had me rethinking my wallet setup. Chris Nelson makes a strong case for carrying the Schwab Platinum Debit Card unlimited global ATM fee reimbursements? Yes, please. Especially in places where cash still rules, like Serbia or small towns in Southeast Asia.
I’ve been hit with those ridiculous $10–20 ATM fees abroad, so having a backup debit card that refunds that sounds smart. Anyone else use a similar debit-credit combo while traveling? What’s your go-to strategy when visiting places that are light on card acceptance?

