My Marriott Bonvoy Boundless credit card renewal is coming up, and I’m considering product-changing to the Ritz-Carlton card.
I’m trying to understand how the timing works. If I do the product change after the annual fee posts, will I still be able to get the $95 fee waived, or would I end up paying both the Bonvoy and Ritz-Carlton annual fees?
I’m also unsure about when the Marriott annual free night certificate is issued. Is it possible to receive the free night certificate from the Bonvoy card before I complete the product change to the Ritz-Carlton card?
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