Skipping U.S. on your trip? You could save up to 28% on travel insurance

This was news to me, but apparently dropping U.S. coverage from your travel insurance (if you’re not stopping there) can shave off a decent chunk,10% to 28%, from your policy cost. BCAA is seeing a rise in people buying worldwide plans without U.S. coverage, and honestly, it makes sense with how pricey American healthcare is. Also, their Travel Delay +AutoPay feature sounds like a lifesaver if you’ve ever been stuck overnight with no toothbrush or snacks.

Anyone actually used one of these instant payout features during a delay?