How I transitioned from cash-back rewards to my points and miles card strategy.

This morning's travel digest included this gem about Credit Card Rewards Strategy, and it really took me back to my own journey. When I first started traveling internationally, I was that person clutching my basic cash-back card, thinking I was being so smart with my 2% returns. But after a particularly expensive trip to Europe where I watched a fellow traveler book a business class seat using points while I was stuck in economy, I knew I had to step up my rewards game. It was honestly intimidating at first, trying to understand all the transfer partners and redemption rates.

After diving deep into the points and miles world, I've never looked back. My favorite discovery was learning how to maximize sign-up bonuses by timing them with big purchases I was already planning to make. Last month, I flew to Japan in business class for practically nothing, using points I accumulated through strategic card usage. The best part? I'm actually spending less money overall than I did with my old cash-back strategy but getting way more value in return.

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Why I moved from cash-back rewards to points and miles cards - The Points Guy
Here's why I switched from cash-back cards to a points and miles strategy to boost travel rewards, maximize credit card perks and earn more value on p...
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