Etihad refund confusion, canceled within 24 hours but didn’t get full amount back

Booked an Etihad economy value fare yesterday, changed my mind today, and canceled thinking I’d get a full refund since it was under 24 hours. Flight wasn’t until late January, so plenty of time.


But the refund they sent back is way lower than what I paid, 249.49 instead of 378.59 and there’s no clear breakdown of why. I thought the 24-hour rule covered this?


Anyone know what Etihad is actually charging here and why the refund isn’t the full amount?


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