I’ve been eyeing the Capital One Spark Cash for a while, and the new welcome offer finally made it doable for me. Instead of the old $1,500 bonus for $15K spend in three months, it’s now $1,000 for $10K in the same time frame. That’s still a lot, but averaging $3,333/month feels way more realistic than $5K.
Since the card earns 2% back on everything, that spend also nets another $200 in cashback so you’re really looking at $1,200 total for hitting the bonus. Plus, the annual fee’s waived the first year. If you’ve got another Cap One card that earns miles, you can even convert the cashback into transferable points for travel.
Not the biggest offer they’ve had, but for me, the lower spend hurdle makes it worth a look. Anyone else jumping on this one, or holding out for the $1,500 to return?
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