That $695 annual fee on the Amex Platinum still makes me flinch, but reading through this Forbes breakdown reminded me why I keep it in my wallet. Lounge access alone like Centurion, Delta, Priority Pass, makes it addictive for anyone who flies semi-regularly. And stacking the Uber credits, CLEAR, Saks, and even streaming discounts really helps chip away at the cost if you stay organized.
I do agree with the idea that it sometimes feels like a coupon book with homework- lots of enrolling, tracking, and fine print. But when you hit it right, it pays off big. Anyone else feel like they spend half their time figuring out how to optimize this card?
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